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Usually, items that do not contribute to an item’s or system’s general use are excluded. For example, the knobs on your laundry machines, the baskets in your dishwasher and the clock on your oven are typically not included. American Home Shield is our top overall pick for Pennsylvania residents. As one of the oldest home warranty providers in the United States, operating since 1971, AHS has developed a reputation for dependable and comprehensive coverage. To keep our data current, our team regularly updates the data points for each company to ensure their coverage offerings, pricing and availability are accurate.
Before purchasing a home warranty, these three things ought to be considered. Read the plan, and compare plans with several other reputable companies. Each company will provide different features in their plan, so make sure the coverage you choose adequately protects the home. Many home warranty businesses will place limits on the amount they will pay to replace or repair appliances or home systems.
Best Home Warranties in Pennsylvania
We use intelligent software that helps us maintain the integrity of reviews. Very happy with the coverage provided by American Home Shield. This list is ever-changing, as companies will update policies and procedures, and we will change our information accordingly. The southeastern area of Pennsylvania was 1 of the first major hubs in Pennsylvania—and the United States of America. In fact, Philadelphia was founded in 1682 and was 1 of the most important meeting places of the founding fathers.
Filing a claim is easy with all our top home warranty providers. Usually, the provider has an online form or telephone number available for submitting claims 24/7. Your home warranty company will then reach out to an in-network technician, and you’ll pay a service fee before repairs are made. Read 6,536 Reviews Provides coverage for major systems and appliances.
Top 7 Best Home Warranty Companies in Pennsylvania:
You’ll also pay a deductible or home service call fee every time you need the services of a technician. American Home Shield allows you to choose your own service fee relative to the price of your deductible. If you anticipate needing to use your home warranty frequently, a low deductible with a higher premium may be the best choice. If you’ve been involved in a real estate transaction, you’ve probably heard of a home warranty. This service contract protects your budget by covering repair or replacement costs for home appliances and systems.
A home warranty is a type of service contract that covers the expensive costs of breakdowns on home systems and appliances. There are 80+ home warranty companies in the U.S., each with different coverages, pricing, and state availability. Most home warranty companies offer 2-3 plan options, and the plans will usually cover only appliances, only systems, or a combination of both. You can choose what plan you want based on the coverage you need for your home.
Liberty Home Guard
Choice Home Warranty seems to have a good reputation in Pennsylvania, given its high number of reviews and solid ratio of 5-star to 1-star ratings. Reviewers in Pennsylvania frequently mention the company’s skilled technicians as a major benefit. Choice Home Warranty has covered more than 1.6 million homes and fulfilled over 4.5 million service requests. Customer service is available 24/7, and CHW pre-screens all of the 25,000+ local contractors in its network. If you purchase an American Home Shield residential service contract, you can also add coverage for pools/spas, septic pumps, well pumps and guest units of up to 750 sq.
Plans start at $46.67 per month with an $85 service call fee. Optional coverage for limited roof leaks, pools and spas available. Liberty Home Guard is a great choice if you prioritize customer service experience because it offers the rare benefit of a live chat customer support tool. American Home Shield offers homeowners a strong brand reputation and comprehensive coverage.
The Service Protection Advantage plan, which provides extended warranties for any GE appliances, is provided through Assurant Inc. HomeServe has a somewhat unique approach to the home warranty market, offering a broad selection of plans that varies throughout the United States. These plans are often highly specialized, allowing you to get targeted coverage for systems you’re worried about. We’ve compared this company’s plans based on select coverage items below.
Liberty Home Guard is one of the newer home warranty companies in the industry, but its plans provide excellent coverage for current homeowners and prospective homebuyers alike. Its standout benefits include a convenient live-chat feature and an impressive list of 38 additional coverage options, which no other provider on this list can rival. Read 1,829 Reviews Offers two plans covering select systems and appliances. Costs start at $53.67 per month, with a standard service call fee of $75.
Unlike homeowners insurance, which applies to catastrophic events such as severe weather, fire or theft, a home warranty will pay for covered items that break down due to normal wear and tear. Home warranties are usually billed monthly and range from about $30 - $100/month depending on what you want covered, how many plans you buy, if you bundle your plans, and so on. On top of this, the company you use might charge service fees or have a deductible set up that you'll need to meet before they cover the rest of what it takes for repairs. Either way, having a home warranty will likely save you thousands of dollars in the long run since appliance repairs can be so expensive.
No home systems or appliances are immune to breakdowns, and the items will eventually break down due to normal wear and tear. It may be beneficial to have ahome warrantythat’s never used than to be stuck with a repair you can’t afford. All repairs and replacements are covered by a workmanship guarantee that is valid for the entire length of your policy. Each provider has a slightly different list of exclusions, so it’s worth getting a free quote and sample contract for a complete list.
Premiums range from around $19 to $50 per month with an $85 to $125 deductible. Home warranty companies typically cover major appliances and/or systems within clients’ homes; however, specific coverage details vary between companies and plan options. Each home warranty company offers its own unique plans, some with more comprehensive coverage than others. The first, the Systems Plan, covers major systems, whereas the Silver Plan covers major appliances in your home. The Gold Plan covers both appliances and systems, as does the Platinum Plan. However, the Platinum Plan also covers a few extras like ice makers, faucets, built-in microwaves and plumbing stoppages.
The last thing any homeowner wants is to sign up for a home warranty, pay months’ worth of premium and then have their claim denied when they need to use their policy. Our recommendation for PA homeowners is to go with Choice Home Warranty as their home warranty provider. Home warranties typically only cover the normal wear-and-tear on systems and appliances, and will not cover misuse, neglect, cosmetic damages, or pre-existing conditions. Unlike homeowners insurance, a home warranty will not cover damage caused by natural disasters such as floods, hurricanes, fires, etc. A home warranty can offer you peace of mind in that it will protect your bank account from the unexpected costs of fixing or replacing a home appliance or system.
